Trying to decided what to do. 2 months ago durning that crazy downpour of rain, my basement flooded and I lost a ton of stuff and had a lot of damage. Filed a big insurance claim that is still open bc I’m waiting for a final repair estimate. Then, 2 nights ago I get hit again. Truly unreal. Have to laugh about it. We didn’t do the restoration work yet and the contents loss will be far far less. My question is should I even file a second claim? My latest lost will be more then the deductible. My biggest concern is getting dropped or my premiums skyrocketing. I have very very good insurance, and am up for renewal in 3 weeks. I’m told the first lost from 2 months ago was deemed a “catastrophe” so historically that type of loss doesn’t ding my standing. So I’m told. Just thought I would ask the group. I assume some of you also got water in your basements either a few months back or this past week. Can’t wait for this to all end.