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OT: Refinance Rates

ConnorBuck

Sophomore
Oct 26, 2015
1,717
2,411
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I’m 5 years into my 20 year which is at 3.12 and just realized how low 15 year rates are.

Any recommendations? I found one at 2.25% with partial credit for closing costs but am guessing there is lower.

For this buying vs. refi Third Federal is at 1.99% with no points. But its 2.29 on refi. I like starting with them as they are one of the few to still post rates on their website. I hate needing to call everyone now.
 
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